Since the beginning of the Bonvoy Loyalty program and the acquisition of Starwood Hotels and Resorts, Marriott has managed to revamp the credit cards within its portfolio. After launching new credit cards, the Marriott Card has remained the only mid-market entry-level credit card available.
The Marriott Card is a very good option for loyal Marriott customers or passionate travelers. It provides customers with rewards on any eligible everyday purchases (2 points) and Marriott purchases (6 points).
Read on below to learn more about the Marriott Bonvoy Boundless Card with JPMorgan Chase and how you can start earning incredible rewards.
Features
If you are a Bonvoy, Titanium, Elite, or Platinum user, you will get much more value out of this card, as you will also receive elite benefits, such as free breakfast and other certain upgrades. This card is also an excellent option if you will ever need to use the points in order to receive an airline transfer through Alaska Airlines, Japan Airlines, or Korean Air.
Marriott Bonvoy properties ensure that you receive six times more points for each dollar spent. Marriott also has a great system that can help you earn points through events. The best benefit of this credit card is the free night feature. This can be worth as much as 35,000 points.
By using Marriott Bonvoy Activities, clients can purchase trips or entertainment, which will result in valuable reward points. You are also able to earn two points for every $1 spent on everyday purchases and three points for each $1 spent on cruises.
The 5/24 Rule
Even though the 75,000 points welcome bonus on the Bonvoy Boundless card is attractive, it can still have a certain downside. This card has a restriction known as Chase’s 5/24 rule.
This means that you are not eligible to receive approval for a credit card if you have opened five or more credit cards within the last 24 months (two years).
Thus, you should come up with a good strategy as to how you will be spending your 75,000 points before applying for another card, as you might be nearing the 5/24 rule.
Benefits
The Marriott card provides reward points for any of the Marriott Bonvoy hotel brands. This card offers 75,000 points, as much as 6 points for every dollar spent on the card, no foreign transaction fees, and automatic Silver status.
However, there are some restrictions that will make people think twice about applying for this credit card. The first downside would be Chase’s 5/24 rule.
The second downside would be the fact that Chase has collaborated with AMEX, which has agreed to limit the welcome bonus on all of the Bonvoy credit cards.
How to Apply
An application can be submitted online for the Marriott Bonvoy Boundless Card. You will be required to fill out all of the needed information in order to submit your application and receive your credit card.
Eligibility
You will be restricted in regard to the approval of this credit card through Chase’s 5/24 rule. Thus, if you have opened 5 or more credit cards within the past 24 months, you will not be eligible for this card.
Fees and Interest
Consider the following rates and fees when applying for this card.
- Purchase APR - 15.99% - 22.99%
- Annual Fee - $95
- Balancer Transfer APR - 15.99% - 22.99%
- Cash Advance APR - 24.99%
- Balance Transfers - Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advances - Either $10 or 5% of the amount of each transaction, whichever is greater
- Foreign Transactions - None
- Late Payment - Up to $39
- Return Payment - Up to $39
- Return Check - None
Bank Contact Info
For inquiries, contact Marriott Bonvoy Credit Cards at 1-800-338-5960. Or you can also contact the company via their mailing address Marriott Guest Services, 910 West Legacy Center Way, Suite 100, Midvale, UT, 84047, USA.
Summary
The Marriott Bonvoy Boundless card might be a good credit card that could fulfill your needs. If you are going to use it while traveling and have managed to grow a great brand bond with Marriott, then this is the card for you.
Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.
