Honda Civic: US Models, Price, Financing

Honda, for much of its glory, has managed to keep on producing some of the best cars in the market for people from all walks of life. Most of their offerings are usually cost-effective both in maintenance and in acquiring the car. This tradition has not stopped with the Honda Civic; they have kept it all alive.

To further help the cause, there are a number of institutions that have come in and helped people to acquire the car through financing. And since the cars are relatively inexpensive, you won’t have to worry about your debt level in case you get financing. Plus, you get financing on all the models of the Honda Civic.

To get to understand more why you should get the Honda Civic, you can get more info below. Info on financing and other aspects of the car are listed below for your perusal. Performance and other comforts of the car are also listed below.

Honda Civic

Honda Civic Models In The U.S.

Today, most cars come in different models due to the different preferences of the customers. They come in different specs, performance, and comfort, too. The most efficient of the cars, considering what they offer, tend to be the average sellers. You have four models that you can choose from, and they are the following.

  • LX -- The one car that anyone can afford when it comes to the Honda Civic is the LX model. The car comes in both manual and automatic transmission and in 2 WD in most cases. The sedan is also a 6-speed car.
  • CVT -- CVT is what you’d call the average model the Honda Civic. Not much changes with the LX, though you get better comfort with this car than the LX. Also, you get a sunroof to top up the outer look of the car. You also get a rear multi-link transmission system to further enhance the stability of the car.
  • Sports -- Sports versions of every car are what most people tend to look out for, and the Honda Civic it’s no different. With sports utility-like attributes, you can easily see why you are looking out for this car. You also get a rear spoiler with the car and much of the suspension you get with the other cars on the list.
  • Touring -- Touring Civic has 2 tiers of the car; you have the touring and the sports Touring, which has sports like attributes. You get manual automatic transmissions when it comes to both cars, as well. You have a premium sound system to further push comfort and style when it comes to this car.

Honda Civic Pricing

Pricing also differs when it comes to the Honda Civic. All the models and the tiers that come under them come at different prices. Here are the different prices of the different models of the Honda Civic.

  • LX is $19,850
  • CVT sells at around $22,000
  • Sports, which provides comfort and peace of mind with style, comes in at $23,000
  • Touring, which is the costly Civic retail at $29,000

Honda Civic Financing

When it comes to financing, as listed before, you get through a number of institutions in the market. Banks such as Bank of America, Capital One, and even Chase Bank offer you a chance to get the car through the auto loans. The terms are usually fair and wouldn’t burden you as much as other types of loans. You only have to have a good credit score and have a proven source of income.

You also have the likes of myAutoloan and LightStream, where you can get financing on getting the car of your dreams. The good thing about these institutions, as opposed to banks, is that they usually have a low APR, beginning from as low as 2%, and your credit score should be at least 500. The loan period is usually up to 144 months, and the lowest time is around 24 months. Even if it is 24 months, 2 years is sufficient time to get the loan paid off.

Conclusion

When it comes to a presentable sedan that you can be comfortable if your kids drive, then the Honda Civic is the best bet for you. You have a stable car that can be used in almost all seasons, and you can get financing on the car through a number of institutions.

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