JCPenney Credit Card Perks And How to Sign Up

If JC Penny is your go-to choice for clothes and home goods, you might want to check out a JCPenney credit card. It provides the advantages of a standard card, but also give you bonuses for shopping at their store and with their partners.

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It is convenient and even essential to have a credit card that perfectly fits your needs at any given time. So before you decide on a credit card, you should know what your spending habits are like. After that, you can choose a credit card suited to your lifestyle.

If you prioritize department store purchases, check out JCPenney’s offerings namely the JCPenney Credit Card. They've also got a platinum version for those of you with stellar credit scores and a tendency to spend more. Details are up next.

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JCPenney Credit Card Application

What Are The Features Of The JCPenney Credit Card

The best feature of the JCPenney Credit Card is the range of discounts it offers. When you use these cards when purchasing from JCPenney, you can enjoy an additional 15% discount on selected items. The card also offers 5% off select merchandise.

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Rewards are also a strong point for the JCPenney Credit Card. It doubles the earnings whenever you spend. You can earn 1 point for every $1 you spend with your card and 1 point for every $2 when you use other payment methods. You can earn up to 2,000 points on a single spend.

The company’s cards also offer $10 rewards for every 200 points you earn. During your birthday, you can also expect a gift from the company. You can also take advantage of bonus events for opportunities to earn points.

Other features shared by all three offers include exclusive benefits, credit saving days and special financing. JCPenney’s passbook of coupons is available for Gold and Platinum cards, while Sephora bonus points days and platinum appreciation are available for the Platinum card.

What Are The Fees?

When you apply for any of JCPenney’s credit cards, you should be ready for interest rates and other charges. These cards have an APR for purchases of 27.49%. with a minimum interest charge of no less than $2. It has penalty fees of up to $38 for late payments.

JCPenney Credit Card Perks and How to Sign Up

How To Apply For A JCPenney Credit Card

Applying for these cards is easy, especially with its online application form. You just need to provide our full legal name and contact number. You will also be required to provide your SSN or TIN, as well as your annual net income.

For your convenience, just visit their website and make sure to have pertinent documents available. Remember that the company will consider your financial and credit background. This includes your latest bank statement, recent payslips, utility bills, proof of identity and credit report.

How To Contact JC Penney

Customers of JCPenney can make the most out of their purchases by getting these credit cards. With a wide variety of benefits and features, you can enjoy your shopping without hassle. For general inquiries, get in touch with the company at 1-800-542-0800.

You can also send written queries to JCPenney Credit Services, customer service C/O SYNCB, P.O. Box 965009, Orlando, FL 32896-5009. You can also use their online form for easy contact.

*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.

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