Zenith Bank Classic Credit Card - How To Apply

If you need to pay for something you weren't expecting and don't want to have to pay interest, check out the Zenith Bank Classic Credit Card. This card gives you a chance to use it without having to pay interest for the first six weeks you have it.

Convenience and ease-of-access is key to finding the best credit card. Combined with features and benefits offered by the issuer, you are bound to make your credit banking experience more worthwhile.

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We've looked into the Zenith Bank line of credit cards and discovered details like eligibility requirements and the fees involved. Read everything that's up next. It will give you a better idea of whether or not the Zenith Bank Classic Credit Card is for you.

Zenith Bank Credit Card

What Are The Benefits Of Zenith Bank Classic Credit Card?

Zenith Bank offers the Classic Credit Card for customers who want all standard features complete with timeless benefits. Powered by MasterCard and Visa, the Classic Credit Card is a flexible choice for all your needs.

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Because it is powered by reputable card companies, you can rest assured that security is no issue when it comes to using this card. It uses 3D online security with zero lost card liability. It also offers emergency card replacement and cash disbursement.

The best thing about this card is that it is accepted internationally. You can use this in Naira and Dollar denominations, making worldwide access more convenient. You can also use this for online shopping, cash withdrawals and POS transactions abroad.

What Are The Fees?

Keep in mind that having a credit card means that you have a responsibility for paying rates and charges when applicable. For the Classic card, the issuance fee is N1,000 or $3 and no annual lifestyle fee applies.

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You will also have to pay for cash advances with a fee of 2.3% of the amount. For your unpaid or outstanding balance, remember that the bank reserves the right to charge interest on your unpaid balance. The rate will be based on the prevailing bank rate.

A good thing about this card is that you can enjoy an interest-free period. Any spends you make within 45 days after the account opening will not be charged any interest,

Zenith Bank Classic Credit Card - How To Apply

How To Apply For A Zenith Bank Classic Credit Card

If you choose to apply for this card, just fill out the online form on their website. You need to remember that the bank will look into your financial and credit background. To do so, it might check out your employment status, income, and other similar factors.

You will be required to provide your name, contact details BVN and employment details. Make sure to have proofs of identity, address, and employment on-hand. This can include IDs, bank statements, recent payslips and utility bills. Be ready to disclose your annual income.

How To Contact Zenith Bank Classic Credit

For questions, you can call the bank at 234-1-2787000 or 0700ZENITHBANK. You can also send in your inquiries through email at zenithdirect@zenithbank.com

The company address is Head Office Branch, Plot 84, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria. You also have the option to visit any branch near you.

*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.

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