TF Bank Mastercard Gold – Discover the Advantages

Mastercards are dominating the fast payment sectors with their benefits and convenient payment options. The TF Bank Mastercard Gold is a front-runner in the list of affordable credit cards. 

With its distinctive features and affordable fees, it has become a favorite of many customers. The flexibility of longer repayment periods and worldwide transaction facilities make it even more enticing. Read on to learn more about this credit card.

TF Bank Mastercard Gold - Discover the Advantages
Image Source: TFBank

Features of TF Bank Mastercard Gold

The TF Bank Mastercard Gold comes with an array of alluring features. Its benefits make modern financing both convenient and affordable. 

Interest-Free Purchases For Up to 51 Days 

The repayment term for the TF Mastercard is much longer compared to other contemporary cards in the market. With an interest-free term of 51 days, you can get an easy free loan on time. 

Travel Insurance

Good news for travel lovers, the TF Bank Mastercard Gold gives you free insurance on international travel health and travel cancellation. The insurance is valid for all trips on which you have made at least 50% of the payment with the card. 

Worldwide Usage

You can make all kinds of payments in foreign currency without having to pay any conversion fee. You can shop at more than 20 million stores and online shops worldwide for free. This is one feature that sets the card apart from other payment options. 


Earn 5% cashback on rental car bookings and other travel bookings.

Mastercard Partner

With the TF Bank Mastercard Gold part of the global Mastercard network, the card is accepted at over 44 million locations and 1.7 million ATMs worldwide.

Eligibility Criteria

There are no specific eligibility criteria listed by TF for its Gold Mastercard. You must be 18 years or older to apply and have a source of regular income. 

Some documents of proof will be required to verify your application. One required aspect is proof of address, like mortgage papers or rental agreements. 

Another is proof of identity which includes any government-issued ID, like a passport, or a driver’s License. Lastly, you might be required to produce proof of income in the form of ITR, salary slips, etc.

How to Apply

Applying for the TF Bank MasterCard is easy and convenient by following these simple steps. Visit the TF Bank website and go to the TF Mastercard Gold section. Read the details of the card carefully and click the ‘Apply for Mastercard’ button to apply online.

Fill in all the required details in the application window that opens next. The details include your name, address, income, residential status, etc. Once your application is approved, the bank will send you the credit card along with an activation form by post within two weeks. 

Complete the activation form and return it in the bank envelope with a photocopy of your ID or passport to the address mentioned on the envelope. The card will be activated once the activation form reaches the bank, and you will get a notification by email.

Interest Rates and Fees

TF Bank Gold Mastercard is one of the most cost-effective credit cards in the German market. Here’s a breakdown of the total charges and fees involved with the card.

  • Opening Fee – €0
  • Annual Fee – €0
  • Foreign Transaction Fee – €0
  • Foreign Currency Conversion Fee – €0
  • Invoice Delivery – €0
  • Flexible Repayment Option – minimum 3% or €30
  • Interest-free purchases for up to 51 days
  • Cash Withdrawals (worldwide) – €0
  • Annual Interest Rate (nominal) – 17.85%
  • Annual Interest Rate (effective) – 19.39%
  • Emergency Card – €0
  • Postage of Cards – €0
  • Card Blocking – €0
  • Replacement card – €0
  • Replacement PIN – €0

Contact Information

If you got any issues related to the TF Bank Mastercard, you can call the customer service representative at +49 (0) 30 814566890 or 030 814 566 890. TF Bank’s mailing address is TF Bank AB, PO. Box 10 02 26, 20001 Hamburg, Germany.

TF Bank Mastercard Gold - Discover the Advantages
Image Source: Pinterest / V2 Créations Pierre Valcke


The TF Bank Mastercard Gold is an ideal option if you want to avoid as many fees as possible. Travel fanatics will love the fee-less foreign transaction and currency exchanges, and the ease of use at establishments around the world.

Disclaimer: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.