Finding good no interest credit cards is like discovering unicorns amongst a herd of horses. Not only will this type of financing help you manage your urgent payments without fear of getting into large debt, but it will also allow you to enjoy faster and more convenient down payment.
If you’re currently looking for the best no interest credit card deals to date, learning which banks and credit card companies to check out is a wise move. A card may be no interest but there are a variety strings attached to it that you need to know about.
We've looked at some of the top no interest credit cards out in the market today. These cards will give you the opportunity to pay down debt within a period of time without charging you interest. The details are up next.
Citi Simplicity Card
When it comes to no interest credit cards, no other offer tops the popular Citi Simplicity Card. Created to help users enjoy reliable credit card experience without the need to face large debt in return, this credit card promises no annual fee, no late fee, and no penalty rate – ever!
As if that wasn’t enough, the Citi Simplicity® Card also comes with 0% INTRO APR on balance transfers and purchases for 21 months from the date of first transfer. After that period, users will have to meet the imposed 14.74% - 24.74% APR, based on their creditworthiness.
To apply, simply visit the Citibank official site, check Credit Cards, and choose 0% intro APR credit cards. From there, look for the Citi Simplicity® Card and click “Learn More & Apply”
Wells Fargo Cash Wise Visa Card
If you’re looking for a way to get the most out of your purchases with minimal fees and charges, you may want to look at Wells Fargo Cash Wise Visa Card. The card has no annual fees and a low intro APR on purchases and balance transfers.
With the said card, you can enjoy a favorable APR of 13.99% to 25.99%, based on your creditworthiness, on balance transfers and purchases. To add up to the hype, you can also avail $150 cash rewards bonus when you spend $500 in purchases in the first 3 months of account opening.
To apply, you can simply go to Wells Fargo’s official site, click Loans and Credit, select Credit Cards, and look for Wells Fargo Cash Wise Visa Card. Simply click on the Apply Now button located below the card of your choice and start your application.
BankAmericard Credit Card
Last but not the least, the BankAmericard® Credit Card also comes as a worthy option you should get on your list. Complete with no annual fee and low introductory APR offer of 0%† for the first 15 billing cycles for purchases and any balance transfers made within 60 days of account opening, this credit card will help you maximize every bit of your transaction.
To add up to that, the card also promises no late penalty fees – ever! Once the low intro APR offer ended, you will then be faced with an imposed 14.49% to 24.49% APR, depending on your creditworthiness.
To apply, you can go to Bank of America’s official site, select Credit Cards from the header, and look for BankAmericard Credit Card. From there, click on the Apply Now button and start your application.
The Bottom Line
Have you found which among these three 0 interest credit cards matches your preference? Don’t hesitate to contact your desired bank and ask the necessary questions before giving it a go.
*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.
