Axis Bank Credit Card – See How to Apply for the Reserve Card

If you want to live a lavish lifestyle and want to save your money or avail some amazing offers, then you should try your hands on the Axis Bank Reserve credit card. The card comes with a number of benefits for the holder.

Given the number of options that are available on the market, one is bound to get confused when it comes to credit cards. However, the Axis Bank reserve card is best among all because of plenty of reasons.

In this article, we’ll let you know the reasons why one should choose the Axis Bank reserve card. We’ll give you detailed information related to the card and how you can apply for it. Read on to learn more.

Axis Bank Credit Card - See How to Apply for the Reserve Card

Rewards and Bonus Offers

The Axis Bank Reserve Credit Card gives you the chance to enjoy various offers, such as cashback offers, bonuses, and loyalty schemes. For example, every time you spend money using your Axis Bank Reserve Credit Card you get a chance to earn reward points. 

This offer is applicable on all purchases. There’s no limit to how many rewards points you earn, and how you want to spend them. You can enjoy various offers at the Airport, Restaurants, Shopping (online/offline), etc.

Online and Mobile Banking Facility

In such a situation online and mobile banking facilities provided by the Axis Bank reserve credit card comes as a savior. Using an online facility, one can easily track all the transactions, impending bills, repayment cycles – all in one click. 

This whole process is so transparent that one can trust and be tension free about their hard earned money.

Eligibility Criteria

One must be a minimum of 18 years old to a maximum of 70 years to be eligible for applying for Axis Bank Reserve Credit Card. You must possess a permanent residential address. 

The Axis Bank Reserve Card is available to both salaried and self-employed. Your financial history and all other claims provided in the application form will be thoroughly evaluated by the bank before issuing your credit card. 

A good credit card score plays a vital role in increasing the chances of application getting approved.

How to Apply

You can apply for the Axis Bank Reserve Credit Card online by following the few easy steps. These simple steps are as mentioned below.

At first, you need to visit the Axis Bank website, then submit your application for the credit card. Click on the “Apply Now” button on the webpage. 

Then, you will be able to see a detailed application form, here you are supposed to fill all the necessary details. Once you fill all the required details, it is advised to read all the terms and conditions, and only then make the final submission.

When you have submitted then application, you are supposed to wait for a while before the decision on your application will be communicated to you.

Interest Rates and Fees

The Axis Bank Reserve Credit Card is a great option if you are looking for a new credit card that has lots of benefits. Make sure to consider the rates and fees that are associated with this card, which are listed below. 

Also, if you are interested in this card, make sure to consult an Axis Bank representative, so that you can be certain of the rates and fees that accompany the card.

  • Standard Joining Fee: Rs. 30,000+GST
  • Standard Annual Fee (2nd year onwards): Rs. 30,000+GST
  • Finance Charges (Retail Purchases & Cash): 2.95% per month (41.75% per annum)
  • Cash Withdrawal Fees: 2.5% (Min Rs.500) of the cash amount for all other cards
  • Fee for Cash Payment: INR 100/-
  • Foreign Currency Transaction Fee: 3.5% of the transaction value

Contact Information

Axis Bank Credit Card - See How to Apply for the Reserve Card

If you would like to get in contact with an Axis Bank representative, you can reach them by calling (022) 2425 2525. Their head address is Axis Bank Limited, Corporate Office, Bombay Dyeing Mills Compound, Pandurang Budhkar Marg,Worli, Mumbai – 400 025.


The Axis Bank Reserve Credit Card is certainly a great option to go with if you are looking for a safe, secure, feature-rich, and reliable card. Axis Bank is an organization that you can put your trust in, and the huge number of satisfied customers of the bak is a testimony to this fact! 

Please Note: There are risks involved when applying for and using credit cards. Consult the bank’s terms and conditions page for more information.