Canadian Tire Mastercard - How You Can Apply Online

We all love to have something extra in life. Whether it's that 5% discount on a cute dress or one on one offer on that favorite box of chocolates, we love it when we can get things for free. As much as we love discounts, offers, and free stuff, they are often hard to come by.

But what if there is a tried and tested way of getting those extra trinkets in your bag without actually having to pay for them? That is where the Canadian Tire Mastercard comes in.

With fantastic benefits and mind-blowing features, using a CT Mastercard can make purchasing not only fun, but also rewarding. Here is an insight into the card's features and how to apply for it.

Features of the Canadian Tire Mastercard

Canadian Tire offers four Mastercard options to choose from. These include the Triangle MasterCard, Triangle World Elite Mastercard, Gas Advantage Mastercard, and Cash Advantage Mastercard.

While all of these cards have a unique set of benefits, there are a few fantastic features that are common to all.

Simple and Massive Rewards

Too many confusing levels, rewards categories, and redeeming options may not look attractive when you apply for a Mastercard. Thankfully, the Canadian Tire Mastercard is a card with an uncomplicated rewards program.

You can earn 2 points for each dollar you spend using the card. If you purchase something from Canadian Tire, SportCheck, PartSource, or Mark's, you will get 10 points per dollar.

These points will then get converted into Canadian Tire money at the rate of 1 point equals $0.004.

Interest-free Financing

You get the option of interest-free financing at all Canadian Tire stores with this card as long as you make 12 equal payments.

This option lets you purchase things at Canadian Tire without putting even a cent as a down payment. This option is available as long as you buy something for over 200 dollars.

Personalized Offers and Extra Savings

As a card holder, you will have access to offers personalized to meet your interests. You will also have a selective preference and will be the first to know about exclusive events and extra savings.

Excellent Customer Service

The Canadian Tire Customer Service is operational 24x7. You don't have to wait for your turn for hours before you can get through to an agent. A team is always ready to assist you whenever you need help.

Fees and Rates

There is no annual fee to acquire the card. The Interest Rate (APR) is 19.99% on all purchases, and the Balance Transfer is at 21.99%. If you wish to make cash advance, the fee is 24.99% of the value.

The foreign currency conversion rate is 2.5%.The maximum credit limit can be up to $25,000, depending on your credit score and other requirements.


It would be best if you met the following eligibility criteria to qualify for getting this card.

  • The applicant must be a resident of Canada.
  • The applicant must be above the age of majority in the province where they live.
  • They must be currently employed or retired.

How to Contact the Bank?

The bank can be reached through phone at 1-866-746-7287, 905-735-7256. The mail address of the bank is PO Box 2000, Station Main, Welland, ON, L3B 5S3.

How to Apply?

The process of applying for a Canadian Tire Mastercard is straightforward. All you have to do is follow these simple steps.

Step 1: Select your Card

Choose the card that suits you the best from the four-card options. You can check their benefits here.

Step 2: Apply

Please apply for the card you chose online from the official website. The application process will require you to provide personal details like your number, email address, statements, and financial information.

Step 3: Receive your Card

Once your application process is complete and approved, you will receive your card in the mail.

The Bottom Line

Canadian Tire Mastercard cards are devised to bring you the best user experience. They are safe and convenient to use and are full of perks.

Whether you are an experienced credit card user or are looking to be a first-time holder, CT Mastercard is one of the best choices available.

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank's terms and conditions page before agreeing to anything.

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