As one of Canada's largest national banks, the Toronto-Dominion Bank offers a wide range of financial products that include various credit cards with amazing perks and rewards.
The TD Bank Rewards Visa Card is a great option offered by TD Bank with its wide range of rewards including bonuses for transactions and purchases made by the card as well as competitive interest rates and many more bonuses.
If you want to learn more about the TD Bank Rewards Visa Card and learn how to sign up, check out the article below.
Check Out This Amazing Welcome Offer
From the get-go, if you apply for the TD Bank Rewards Visa Card today, you will earn 19,607 TF Rewards Points that have a value of $65 on Amazon for the first 90 days of opening your account.
Not only that, but you also get to enjoy zero annual fees when you use the card for any transactions that you make. What's more, is that you also get airport lounge discounts and lock-in discounts on Priority Pass membership to more than 1,200 VIP airport lounges all over the world.
You then get car rental insurance and discounts as well. TD Bank Rewards Visa Cardholders can also expect to receive mobile device insurance of up to $1,000 if they lose or damage their phone.
When it comes to booking your travels, you can also expect to maximize your TD Rewards Points through Expedia with no travel blackouts, no expiry, and no seat restrictions.
Interest Rates and Other Fees
When it comes to owning the TD Bank Rewards Visa Card, you should know all of the fees including the interest rates and other charges.
As mentioned above, you don't have to pay any annual fee for this card and you also do not have to pay any additional fee or any additional cardholder. You get 19.99% interest on purchases done with this card and an interest rate of 22.99% on cash advances.
Over credit limit, the fee is $29 while the dishonored payment fee is $48. The foreign transaction fee is 2.5% of the total amount while the balance transfer or cheque fee is 3% of the amount of each balance transfer or TD Visa Cheque.
Reward Plans and How to Get Them
Here's the thing about the TD Bank Rewards Visa Card - you apply for this card not because of its competitive interest rate but for you to get the rewards.
Every time you use the card for travel bookings through Expedia, you get 4 TD Rewards Points and you also get 3 TD Rewards Points for every $1 that you spend on groceries and food at restaurants.
For every dollar that you spend regularly on recurring bill payments on your account, you will receive 2 TD Rewards Points then you earn 1 TD Rewards Point for every dollar that you spend on any other purchases made with the card.
Not only that, but you also get to receive 50% more Rewards Points when you use the card at participating Starbucks stores all over Canada.
Redeeming TD Reward Points from Your Credit Card
Once you have enough TD Rewards Points on your account, you can then use the accumulated rewards points by shopping on partner establishments and websites.
All you need to do is sign up for an account on the partner website and receive cash-back rewards and many others on the website. You can also enroll in the card and redeem more items by using your TD Rewards Points at the official Canadian Amazon website.
You can also visit their official TD Rewards website to redeem cash back, purchase gift cards, and even redeem your TD Rewards Points for different products available on the site.
Why You Should Get the TD Bank Rewards Visa Card
If you still need convincing with regards to applying for the TD Bank Rewards Visa Card, opting for a rewards credit card like this is packed with perks that make every purchase that you make worthwhile.
You receive points for every transaction that you make which means that you get what you want from the transaction and more bonus from using the card, especially on everyday purchases.
Rewards credit card like the TD Bank Rewards Visa Card allows you to redeem different rewards once you have enough TD Rewards Points.
It is the flexibility of the rewards program that makes this credit card very appealing to many people.
Purchase Coverage is a Plus
With all the transactions you make with the TD Bank Rewards Visa Card, it is also good to know that the bank offers you a security feature that covers the entire cost of your purchase if it is stolen or damaged for a maximum of 90 days from purchase.
It also offers to extend the coverage of the manufacturer's warranty period for an additional year. This is a very highly underrated feature that should always be a requirement for every credit card.
Who is Eligible for the TD Bank Rewards Visa Card?
If you want to apply for the TD Bank Rewards Visa Card, here are some requirements that you need to know.
You must be a permanent resident of Canada and you must have attained the majority age in the province that you reside in. You must also prepare several documents with your full legal name, date of birth, home address, and other details.
You must also have proof of income such as your monthly salary or income tax return. Be sure to prepare other documents such as utility bills, mortgage agreements, and others as they may be required as additional documents during your application.
How to Apply for the TD Bank Rewards Visa Card
To apply for the TD Bank Rewards Visa Card, all you need to do is to head over to the official TD Bank website and click on the card of your choice.
Click on Apply and you will need to fill up an application form where you need to declare all of your personal information. Be sure to review all the details including the terms and conditions before you hit the Submit button.
If you have any questions, you can call them at 1-800-983-8472 or visit their main office at 357 Kings Hwy N, Cherry Hill, NJ 08034, USA.
Conclusion
The TD Bank Rewards Visa Card is a great option if you wish to make purchases whether on groceries or your next travel. With zero annual fees and lots of benefits, the card is most suitable for those who want to make the most out of the rewards while also enjoying what the credit card allows you to purchase. Go ahead and apply for the card today!
Disclaimer: There are risks involved when applying for and using credit products. Before agreeing to anything, consult the bank’s terms and conditions page.
