Most people have a basic credit card, but if you want one that is going to reward you for spending, have a look at a Wells Fargo Credit Card. Applying for a new card shouldn't be as simple as just clicking on the first application you see. You need to investigate.
These days hundreds of credit cards are competing with each other and that is great news for you as a consumer. You get to be the one that chooses a credit card, rather than the credit card choosing you. First off, you should know what your credit card wants are. and make a list.
Wells Fargo credit cards come in a variety of shapes and forms. What they all have in common are substantial perks and rewards. In order to apply for their cards, you need good credit standing. You also need to know a bunch of other things and that's up next.
What Are The Benefits Of A Wells Fargo Credit Card?
When it comes to finding the perfect financing option, the best bet is to always take the one that matches your lifestyle. Wells Fargo comes with six different credit cards, which means they cater to a variety of lifestyles, and one of them could be yours.
Specifically, if you want to take advantage of your every transaction, the Wells Fargo Cash Wise Visa® Card might be the best one to take, as it lets you enjoy unlimited 1.5% cash rewards for every $1 spent in net purchases using your account. To add up to that, you can even avail of a $150 cash rewards bonus when you spend $500 in purchases in the first 3 months from your account opening.
On the other hand, if you’re a college student who wants to build a good credit history, turning to Wells Fargo Cash Back College Card will help you achieve that goal, as it comes with 0% annual fee and low intro APR specifically created to help you buy what you need while still in college.
To know more about each credit card, you can visit the Wells Fargo site, click on your preferred credit card.
What Are The Charges For A Wells Fargo Credit Card
- Annual fee – $0
- APR on purchases and balance transfers – can range from a minimum of 13.99% to a maximum of 25.99%, depending on your creditworthiness and the credit card you are applying for. Meanwhile, Wells Fargo Cash Back College Card offers the lowest APR rate, which ranges from 11.15% to 21.15%
How To Apply For A Wells Fargo Credit Card?
Applying for a Wells Fargo Credit Card is easy. To start, you need to make sure that you are eligible for the credit card you are aiming for. Specifically, as required by the company, only U.S. citizens and permanent resident aliens with a valid Social Security Number (without restrictions) or an Individual Taxpayer Identification Number (ITIN) are eligible to apply.
Meanwhile, those who are eyeing to apply for a Wells Fargo Cash Back College Card must be at the age of majority and must demonstrate the ability to individually repay their debt. If you meet all of the given requirements, you can start the application process.
Visit the Wells Fargo site, and click on “Loans and Credit” from the header, and choose “Credit Cards.” From there, select “Find a Credit Card” and choose “All Cards” to see a list of all their credit card offers. Once you’ve identified your preferred product, click “Apply Now” located below your desired credit card.
Wells Fargo Perks And How To Apply Conclusion
You've got a plethora of credit cards and loan programs to choose from, so be careful. No one is going to care about your financial health as much as you do. If the Wells Cargo line of cards seems to have piqued your interest, you have all the details you need to go and apply.
How To Contact Wells Fargo Contact
For inquiries, you can contact Wells Fargo right away at 1-800-869-3557. You may also contact them at their head office at Wells Fargo, 420 Montgomery Street, San Francisco, CA 94104.
*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.
