Apply for a GS Apple Credit Card Online | Goldman Sachs Bank Credit Card

The Goldman Sachs Apple Credit Card is everything that a credit card should be. This credit card is a first-of-its-kind consumer credit card issued by the trusted Goldman Sachs in partnership with Apple.

The Apple Card has truly reinvented the concept of the credit card with some unique features. Perks like daily cashback, low fees, and a lower interest rate from a trusted organization like Apple immediately makes it a hit among different age groups.

If you are looking for a card that helps you make financially healthy choices, then you are in the right place. In this article, we will take a detailed look at the Apple Card’s features, fees, and how to apply for the card.

Apply for a GS Apple Credit Card Online | Goldman Sachs Bank Credit Card
Image Source: Apple

Features of the Apple Credit Card

The Apple Card is useful for nearly everyone. The Apple Card monthly installment plan makes it easier for anyone to pay for their new Apple products over the course of time, with zero interest

For every purchase that you make using the Apple Card with Apple Pay, you will receive 2% daily cashback, without any limit. You can also get an unlimited 3% daily cashback at selected merchants like Uber Eats, Apple, Nike, and more. 

The unlimited daily cashback never expires or loses its value. All the cash gets deposited directly into your Apple wallet and can be used to pay anywhere and everywhere.

Security with the Apple Card

Additionally, Apple has always taken its privacy and security very seriously, and the Apple Card is no different. 

Advanced technologies like Face ID, Apple Pay, and Touch ID are designed to provide you with the utmost security. 

Plus, the laser-etched titanium card has no visible numbers on it, adding a whole new level of security. 

How to Apply

The application process for the Apple Card is simple and can be completed in only a few minutes. However, before applying online, make sure to sign in to your iCloud account with your Apple ID. Then just head over to the Wallet app and select the Apple Card to apply. 

Next, fill in your details like name, home address, last 4-digits of your social security number, along with your annual income to complete your application.

Once you accept the Apple Card terms & conditions, the application goes to the Goldman Sachs bank for evaluation. Goldman Sachs might ask you for more information to process your application. 

Once your application is approved, you have 30 days to accept the offer, and it can be automatically added to the Wallet app on your iPhone.

Eligibility Criteria

The eligibility criteria for this Apple Card is quite elaborate. You must be 18 years of age or older and a U.S. citizen or resident. You must provide identification using a driver's license or state-issued photo ID.

You must have an Apple ID and an iPhone device, and two-factor authorization initialized. You must sign in to iCloud with your Apple ID.

Applicable Rates

The Goldman Sachs Apple Card is different from other credit cards. While most of the regular credit cards emphasize paying the minimum balance, the Apple Card does things a little differently. Whenever you are ready to pay, the Apple Card estimates the interest you have to pay according to the payment you made.

Plus, the monthly installment is added to the minimum payment, so even if you’ve purchased multiple Apple products, you’ll only have one minimum balance to pay. Here is a further list of applicable fees or charges.

  • Variable APRs - range from 10.99% to 21.99%
  • Annual Fee - $0
  • Transaction Fees - $0
  • Penalty Fees - $0
  • Other Fees - $0

Contact Info

To contact the issuing bank, Goldman Sachs can be reached at 1-212-902-1000. Their head office address is 200 West Street, New York, NY 10282.

Apply for a GS Apple Credit Card Online | Goldman Sachs Bank Credit Card
Image Source: Private Equity Insights

The Bottom Line

Other than just cashback and an easy payment cycle with low rates, the Goldman Sachs Apple Credit Card also offers other perks like a weekly summary, the ability to track spending by category, and much more.

In a nutshell, it is a simpler, smarter credit card that offers something different than what any other credit card can. 

Disclaimer: There are risks involved when applying for and using credit. Consult the card’s terms & conditions page for more information. 

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